If you are recently married , This is the best plan in Health Insurance Industry.
Religare Joy Today and Religare Joy Tomorrow.
| Plan Details |
| Plan Name |
Joy Today |
Joy Tomorrow |
| Sum Insured – On annual basis |
3 Lac / 5 Lac |
3 Lac / 5 Lac |
| Maternity wait period |
9 months |
24 months |
| Entry Age – Minimum |
Adult : 18 years or above
Child : 1 Day to 24 years |
Adult : 18 years or above
Child : 1 Day to 24 years |
| Entry Age – Maximum |
45 years |
45 years |
| Exit Age |
Lifelong |
Lifelong |
| Cover Type |
Individual
(maximum up to 6 Persons) |
Individual
(maximum up to 6 Persons) |
|
Floater : 2A / 2A1C / 2A2C |
Floater : 2A / 2A1C / 2A2C |
| Pre-policy Issuance Medical Check up |
Applicable on Insured Person with age 46 years
or above |
Applicable on Insured Person with age 46 years
or above |
| Benefits |
| Hospitalisation Expenses |
| In-Patient Care |
Yes |
Yes |
| Day Care Treatment |
Yes |
Yes |
|
Pre-Hospitalisation Medical Expenses ?
|
Up to 30 days |
Up to 30 days |
|
Post-Hospitalisation Medical Expenses ?
|
Up to 60 days |
Up to 60 days |
| Ambulance Cover |
Up to Rs. 1,000 per Claim |
Up to Rs. 1,000 per Claim |
|
Maternity Cover (including Pre-natal & Post-Natal expenses)?
|
Up to Rs. 35,000 for 3 Lac SI
Up to Rs. 50,000 for 5 Lac SI |
Up to Rs. 35,000 for 3 Lac SI
Up to Rs. 50,000 for 5 Lac SI |
|
Newborn Baby Cover ?
|
Up to Rs. 30,000 for 3 Lac SI
Up to Rs. 50,000 for 5 Lac SI |
Up to Rs. 30,000 for 3 Lac SI
Up to Rs. 50,000 for 5 Lac SI |
| New Born Birth Defects |
No |
Lump sum – Rs. 50,000 |
| Wait Periods |
| Initial Wait Period |
30 Days |
30 Days |
| Named ailments |
24 months |
24 months |
| Pre-existing Diseases |
48 months |
48 months |
| Sub-limits |
| Room Category |
Single Private Room with AC |
Single Private Room with AC |
| Co-payment |
20% (Applicable where age of eldest member at entry is 61 years or above) |
20% (Applicable where age of eldest member at entry is 61 years or above) |
| Tenure |
3 Years |
1 Year / 2 Year / 3 Years |
To know more about premium and detailed comparison , Call /SMS / Whatsapp at 7015143936 or mail at gomediclaim@gmail.com
Other Companies with Health Insurance Products giving Maternity benefits are
Apollo Munich
Cigna TTK
Star Health
Max Bupa
SBI
Royal Sundaram
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ZTA5N2JmMmQyY2VlIn0=
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