Wonderful Maternity Product in Health Insurance – Religare Joy

Wonderful Maternity Product in Health Insurance – Religare Joy

December 13, 2017 6 By HealthInsuranceIndia

If you are recently married , This is the best plan in Health Insurance Industry.

Religare Joy Today and Religare Joy Tomorrow.

Plan Details
Plan Name Joy Today Joy Tomorrow
Sum Insured – On annual basis 3 Lac / 5 Lac 3 Lac / 5 Lac
Maternity wait period 9 months 24 months
Entry Age – Minimum Adult : 18 years or above
Child : 1 Day to 24 years		 Adult : 18 years or above
Child : 1 Day to 24 years
Entry Age – Maximum 45 years 45 years
Exit Age Lifelong Lifelong
Cover Type Individual
(maximum up to 6 Persons)		 Individual
(maximum up to 6 Persons)
Floater : 2A / 2A1C / 2A2C Floater : 2A / 2A1C / 2A2C
Pre-policy Issuance Medical Check up Applicable on Insured Person with age 46 years
or above		 Applicable on Insured Person with age 46 years
or above
Benefits
  Hospitalisation Expenses
    In-Patient Care Yes Yes
    Day Care Treatment Yes Yes
  Pre-Hospitalisation Medical Expenses ?
 Up to 30 days Up to 30 days
  Post-Hospitalisation Medical Expenses ?
 Up to 60 days Up to 60 days
  Ambulance Cover Up to Rs. 1,000 per Claim Up to Rs. 1,000 per Claim
  Maternity Cover (including Pre-natal & Post-Natal expenses)?
 Up to Rs. 35,000 for 3 Lac SI
Up to Rs. 50,000 for 5 Lac SI		 Up to Rs. 35,000 for 3 Lac SI
Up to Rs. 50,000 for 5 Lac SI
  Newborn Baby Cover ?
 Up to Rs. 30,000 for 3 Lac SI
Up to Rs. 50,000 for 5 Lac SI		 Up to Rs. 30,000 for 3 Lac SI
Up to Rs. 50,000 for 5 Lac SI
  New Born Birth Defects No Lump sum – Rs. 50,000
Wait Periods
  Initial Wait Period 30 Days 30 Days
  Named ailments 24 months 24 months
  Pre-existing Diseases 48 months 48 months
Sub-limits
  Room Category Single Private Room with AC Single Private Room with AC
  Co-payment 20% (Applicable where age of eldest member at entry is 61 years or above) 20% (Applicable where age of eldest member at entry is 61 years or above)
Tenure 3 Years 1 Year / 2 Year / 3 Years

To know  more about premium and detailed comparison , Call /SMS / Whatsapp at 7015143936 or mail at gomediclaim@gmail.com

Other Companies with  Health Insurance Products giving Maternity benefits are

Apollo  Munich

Cigna TTK

Star Health

Max Bupa

SBI

Royal Sundaram

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N2E3YWI5MmFhNDRhIn0=

 

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