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Top 5 Tips to buy Health Insurance in India

Top 5 Tips to buy Health Insurance in India Mr Sahai, age 39, working with an MNC having an annual income of about Rs 10 lacs, wants to buy a health insurance policy for his family consisting of his wife and two children’s and also his parents (age 62 & 63). But he gets confused with so many policies available around with complex features. Similarly, I have seen people struggling to decide which policy to buy especially ,when it comes to buying a health insurance policy. So, let’s see five…

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Should I buy Health Insurance policy online or From a Traditional Agent?

I will share an incident. A person of age 67 approached us last month as he had a Peculiar problem related to health insurance. He had a ICICI Lombard policy from last 10 years  whose premium has become very high. After searching online he decided to buy Max Bupa Health Insurance policy online. He followed the procedure and had a pre insurance medical check up done as per company guidelines and his Policy was subsequently issued in April 2017. So he got a wonderful deal in the same premium he…

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What should I look for when buying health insurance in India?

Health Insurance is like a sapling, which wont grow everywhere and it needs proper attention by a Gardener. When you plan to buy health insurance, check these points. Make sure to understand Policy terms and conditions. Now how to do it is upto you. Buy from An online web aggregator or A web portal or an Insurance Agent or An Insurance broker or a Full time Health Insurance Agent . But understand well as you are the end user and if something goes wrong, you will end up loosing money…

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Health Insurance Financing Health Insurance India News Why Health Insurance ? 

Health Insurance Financing

Access to quality health services has remained an abiding challenge for India. Given our complex socio-economic reality and disparities in the quality and availability of health services, the need to focus on health financing is an important economic and social imperative. The key to increasing access to quality health care in India lies in increasing the patient’s ability to pay. The only sustainable way to do this is by increasing insurance cover because price capping, in a country that already enjoys the lowest prices, is simply not sustainable. Star Health…

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Max Bupa Health Assurance – Criticare ( Critical Illness Policy )

Why Critical Illness can devastate your Personal finances ? Acquiring critical illness such as cancer, stroke, kidney failure or lung disease is a life changing event which can disrupt dreams and goals for family and wipe out savings. Prepare for any critical illnesses with Max Bupa, and get the help you need to get back on your feet when your body lets you down. 20 CRITICAL ILLNESSES COVERED Cancer of Specified Severity Open Chest CABG First Heart Attack of Specified Severity Open Heart Replacement or Repair of Heart Valves Stroke…

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हेल्थ इंश्योंरेंस की बारिकियों को संमझे

हेल्थ इंश्योंरेंस की बारिकियों को संमझे ( Simplified Health Insurance) आपकी सेहत का ख्याल रखने वाला Health Insurance हर साल बढ़े प्रीमियम की चोट आपको दे जाता है। कैसे निपटा जाए प्रीमियम के बढ़ते बोझ से ? तेजी से बदला माहौल हेल्थ इंश्योरेंस के हर साल बढ़ते प्रीमियम ने महंगाई की मार से बेहाल आम आदमी के लिए ऐसी मुश्किल पैदा कर दी है, जिसका हल निकालना उसके लिए पेचीदा हो चला है। पिछले तीन-चार साल में जहां औसतन प्रीमियम में 40-50 पर्सेंट की बढ़ोतरी हुई है वहीं कुछ पॉलिसियों…

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