health-insurance-claim-Rejection Health Insurance Conditions Why Health Insurance ? 

What is not covered in Health Insurance ?

Health Insurance Terms and Conditions, What is not covered ? Pre-Existing Diseases: For Individual & Family Floater, benefits will not be available for Pre-existing Diseases until 24 to 48 months have elapsed since inception of the first policy. To Know about Senior Citizen Plans, Click here 30-Days Waiting Period: We will not cover any treatment taken during the first 30 days since the commencement of the Policy, unless the treatment needed is a result of Policies with you due to an Accident. This waiting period does not apply for any…

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Health Insurance Company Health Insurance Conditions Health Insurance Products Why Health Insurance ? 

Difference in Health Insurance , Cancer Insurance and Critical Illness Policy

Difference in Health Insurance , Cancer Insurance and Critical Illness Policy According to a cancer research paper published in the Lancet Oncology Journal, about 10 lakh people in India are diagnosed with cancer every year and 6 to 7 lakh succumb to this fatal disease. By 2035, these numbers may almost double to 17 lakh new patients and 12 lakh deaths per year. While on one hand, technological advancements have made it easier to detect cancer in its early stages leading to improved life expectancy; on the other hand, the associated costs…

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Health Insurance Company Health Insurance India News Health Insurance Products Health Insurance Review Why Health Insurance ? 

Which policy is better? Icici Lombard or Religare Care…

Which Mobile is best? IPhone or Samsung Galaxy It depends on a person’s requirement, which enable him to decide best among two. I am in health insurance and most of the companies have Apps on Android, so Samsung is better for me. It does not make IPhone inferior. Coming to original question. Both these policies are quite different. If you are buying a sum insured of 5 lac and age is above 61, then Religare has 20% Co pay. So Icici Lombard is much better. If you need Recharge benefits,…

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tips-on-best-health-insurance-plan Health Insurance Company Health Insurance Conditions Health Insurance India News Health Insurance Packages Health Insurance Portability Health Insurance Products Health Insurance Review Why Health Insurance ? 

Best Health Insurance Policy in India ?

How to classify and choose best health Insurance Policy in India ? Its one of the trickiest question for first time buyer. Click the video to know more from our founder.

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Apollo Munich Energy Plan Health Insurance Conditions Health Insurance Products Why Health Insurance ? 

Does Star Health Insurance covers Diabetes?

There are two situations. I buy a policy, while I don’t have diabetes. Once policy is issued and I develop some symptoms of diabetes later one. Naturally,I will try to stay fit. But if any hospitalization happens and I need claim, All insurance companies will cover it. Every company covers diabetes and relayed complications after issuance of policy. Other situation, I am already diabetic. Now there are two type of policies. Normal policies and policy for diabetic people. Normal policies of all Companiws will take Diabetes as pre existing disease…

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apollo-munich Health Insurance Agent , Mediclaim Agent Health Insurance Products Why Health Insurance ? 

Apollo Munich Critical illness Policy

Apollo Munich Optima Vital Plan Optima Vital insurance will pay you a lump-sum amount for the 37 Identified critical illness, medical events or surgical procedures Sum Insured would range from:1 lac to 50 Lac Critical Illnesses covered under the policy (The insured person must survive 30 days from the date of confirmed diagnosis and defined severity) 1. Cancer of specified severity. 2. Kidney failure requiring regular dialysis. 3. Multiple sclerosis with persisting symptoms. 4. End Stage Liver Failure. 5. Myocardial Infraction (First heart attack of specific severity). 6. COMA of…

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Best health Insurance Policy Health Insurance Conditions Health Insurance Portability Health Insurance Review Why Health Insurance ? 

Should I buy Health Insurance policy online or From a Traditional Agent?

I will share an incident. A person of age 67 approached us last month as he had a Peculiar problem related to health insurance. He had a ICICI Lombard policy from last 10 years  whose premium has become very high. After searching online he decided to buy Max Bupa Health Insurance policy online. He followed the procedure and had a pre insurance medical check up done as per company guidelines and his Policy was subsequently issued in April 2017. So he got a wonderful deal in the same premium he…

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Ways-to-avoid-Health-Insurance-Claim-rejection Health Insurance Conditions Why Health Insurance ? 

At the time of renewal , Should we declare Illnesses.?

I was reading an article at Quora where in reply to a question a gentleman suggested that if your company is asking you to declare anything at the time of renewal you can avoid it. I am sure that 99% people dont declare it, as nobody has advice them to do so. I have a very clear advice on this matter. When a company is asking you to declare something in the renewal notice , there must be a reason to it . Due to our lethargy or busy schedule…

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health insurance Claim Rejection Health Insurance Conditions Health Insurance India News Why Health Insurance ? 

Can Smoking affects Health Insurance Claim Approval ?

A Surveys says that about one-third of people avoid buying health insurance as they are apprehensive of facing a rejection by insurance firms. Smoking does not necessarily exclude you from buying a health cover. It’s just that insurance companies get a little cautious – and justifiably so. Here, we demystify some of the myths. 1. Smokers can’t buy health insurance Health insurers do cover smokers, given that this segment of the population is fairly large today. In some cases, the premium is higher, but there is no outright rejection of…

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Best health Insurance Policy Health Insurance Company Health Insurance Conditions Why Health Insurance ? 

How to Choose Best Health Insurance Policy ?

With no shortage of insurers offering it, medical insurance has now become one of the most commonly purchase types of insurance. To cater to diverse needs, health insurance companies in India are offering a bouquet of insurance plans which cater to a set of needs. The internet has been a great contributor in enabling companies to make healthcare plans available online. Customers can not only compare health insurance plans offered by multiple companies, but also purchase the plan online. Unlike earlier times, customers can now purchase the best medical insurance…

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