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IRDA Proposing fantastic Changes in Health Insurance , Lets See Impact on COST… in future

In order to make the health insurance cover more customer-centric, a panel constituted by the Insurance Regulatory and Development Authority of India (IRDAI) has proposed several important changes to the existing health insurance exclusion rules. The revisions in the health cover are believed to make the coverage more comprehensive and efficient for the policyholders. The changes are proposed in the waiting period of the policy, inclusion of various diseases which were earlier excluded from the policy and inclusion of advanced medical treatments. The IRDAI even highlighted the numbers which show…

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Remember the Fortis medical bill worth Rs 16 lakh? This law will ensure it never happens again

In November last year, FortisNSE -2.11 % Memorial Research Institute (Gurgaon) charged the family of a seven-year-old dengue patient nearly Rs 16 lakh for 15 days in the ICU. The girl died while being shifted from Fortis to Rockland Hospital. Hospitals in big cities inflate costs of medicine, etc., sometimes 100s of times. According to Satyendar Jain, the health minister of the Delhi state, there have been instances in the past in which private hospitals were found to have charged 1,000┬áto 1,700% margins on medicines and consumables. Patients and their…

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Inadequate Health Insure cover ?