health-insurance-claim-Rejection Health Insurance Conditions Why Health Insurance ? 

What is not covered in Health Insurance ?

Health Insurance Terms and Conditions, What is not covered ? Pre-Existing Diseases: For Individual & Family Floater, benefits will not be available for Pre-existing Diseases until 24 to 48 months have elapsed since inception of the first policy. To Know about Senior Citizen Plans, Click here 30-Days Waiting Period: We will not cover any treatment taken during the first 30 days since the commencement of the Policy, unless the treatment needed is a result of Policies with you due to an Accident. This waiting period does not apply for any…

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IRDA Proposing fantastic Changes in Health Insurance , Lets See Impact on COST… in future

In order to make the health insurance cover more customer-centric, a panel constituted by the Insurance Regulatory and Development Authority of India (IRDAI) has proposed several important changes to the existing health insurance exclusion rules. The revisions in the health cover are believed to make the coverage more comprehensive and efficient for the policyholders. The changes are proposed in the waiting period of the policy, inclusion of various diseases which were earlier excluded from the policy and inclusion of advanced medical treatments. The IRDAI even highlighted the numbers which show…

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Remember the Fortis medical bill worth Rs 16 lakh? This law will ensure it never happens again

In November last year, FortisNSE -2.11 % Memorial Research Institute (Gurgaon) charged the family of a seven-year-old dengue patient nearly Rs 16 lakh for 15 days in the ICU. The girl died while being shifted from Fortis to Rockland Hospital. Hospitals in big cities inflate costs of medicine, etc., sometimes 100s of times. According to Satyendar Jain, the health minister of the Delhi state, there have been instances in the past in which private hospitals were found to have charged 1,000┬áto 1,700% margins on medicines and consumables. Patients and their…

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Inadequate Health Insure cover ?