Waiting Periods of Health Insurance Policy

Ways-to-avoid-Health-Insurance-Claim-rejection

WAITING PERIODS We shall not be liable to make any payment under this Policy directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following. All the waiting period shall be applicable individually for each Insured Person and claims shall be assessed accordingly. V.1. Pre-existing Disease Waiting Period All Pre-existing Diseases / Illness […]

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Why Travel Insurance is Important for foreign Travel ?

It is summer, and foreign holiday time! What if you have to go to hospital while abroad? Your hospitalisation policy covers treatment only within India. Enter a specialised, short-term policy for hospitalisation outside India. Brand-named Overseas Mediclaim Policy by the public sector general insurance companies or Overseas Travel Insurance, International Travel Insurance and various other names by other companies, it […]

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7015143936 International Travel Insurance

SINGLE TRIP INTERNATIONAL TRAVEL INSURANCE Who doesn’t wish to travel abroad and revel in the sights and sounds of a new culture? While international travel is no longer a difficult task, it is always wise to ensure a hassle-free trip with international travel insurance. International travel insurance takes care of financial woes that might arise due to health concerns, lost […]

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What Claims are not covered in Health Insurance ?

health-insurance-claim-Rejection

Health Insurance Terms and Conditions, What is not covered ? Pre-Existing Diseases: For Individual & Family Floater, benefits will not be available for Pre-existing Diseases until 24 to 48 months have elapsed since inception of the first policy. To Know about Senior Citizen Plans, Click here 30-Days Waiting Period: We will not cover any treatment taken during the first 30 […]

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TPA vs Inhouse Claim Settlement , Which is Better ?

The claims settlement process is one of the most important aspects of an insurance policy, especially if it is a health cover. A policyholder’s health insurance claim can get settled by an insurer in two ways: third-party administrators (TPA) and through the insurer’s in-house claims processing department.  You should know that TPAs are available only for processing of health insurance […]

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Genetic diseases, mental illness cannot be excluded from health insurance coverage: IRDAI

The insurance regulator has said genetic disorders, menopause, mental illnesses among several such health issues cannot be excluded from health insurance coverage. As part of an exposure draft on the standardisation of exclusions, Insurance Regulatory and Development Authority of India (IRDAI) said any disease contracted after taking the policy also have to be mandatorily covered. All existing health insurance products […]

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