In the context of outbreak of COVID 19 pandemic, it is clarified to the Public, that indemnity based health insurance products that cover the treatment costs of hospitalization offered by all general and health insurance companies cover the costs of hospitalization treatment on account of COVID -19.
All insurers have been advised by the Authority vide Circular dated 30th March, 2020 insurers to expedite settlement of COVID 19 related claims. They have also been advised to display FAQs on COVID 19 claims in their respective websites.
The Authority had issued guidelines on Standard Health Insurance Policy called Arogya Sanjeevani. Now the Authority had issued clearance to the following 29 General and Health Insurance companies to market this Health Insurance Product.
|SlNo.||Name of Standard Health Product as cleared by IRDAI||Name of Insurer|
|1.||Arogya Sanjeevani Policy, Raheja QBE General lnsurance Co Limited||Raheja QBE General Insurance Co Ltd|
|2.||Arogya Sanjeevani Policy,Bharti Axa General Insurance Company||Bharti Axa General Insurance Co Ltd|
|3.||ArogyaSanjeevani Policy,Chola MS||Chola MS General Insurance Co Ltd|
|4.||Arogya Sanjeevani Policy ,Religare Health Insurance||Religare Health Insurance Co Ltd|
|5.||Arogya Sanjeevani Policy,Manipal Cigna||Manipal Cigna Health Insurance Co Ltd|
|6.||Arogya Sanjeevani Policy, Edelweiss General Insurance Company Limited||Edelweiss General Insurance Co Limited|
|7.||Arogya Sanjeevani Policy,Kotak General Insurance Co Ltd||Kotak General Insurance Co Ltd|
|8.||Arogya Sanjeevani Policy, Future Generali India Insurance Company Limited||Future GeneraliIndiaInsurance Co. Ltd|
|9.||Arogya Sanjeevani Policy, IFFCO Tokio General Insurance Co. Ltd||IFFCOTokio General Insurance Co. Ltd|
|10.||Arogya Sanjeevani Policy, Navi General Insurance Limited||Navi General Insurance Co. Ltd.|
|11.||ArogyaSanjeevani , The New India Assuarnce Co Ltd||New India Assurance Co Ltd|
|12.||Arogya Sanjeevani, Max Bupa Health Insurance Co. Ltd||Max Bupa Health Insurance Co Ltd|
|13.||ArogyaSanjeevani Policy, Aditya Birla Health Insurance Company Limited||Aditya Birla Health Insurance Co Ltd|
|14.||Arogya Sanjeevani Policy, TATA AIG General Insurance Company Limited||TATA AIG General Insurance Co Ltd|
|15.||Arogya Sanjeevani Policy, Go Digit||Go Digit Gen Ins Co Ltd|
|16.||Arogya Sanjeevani Policy, Liberty General Insurance Ltd||Liberty General Insurance. Ltd|
|17.||ArogyaSanjeevani Policy, Bajaj Allianz General Insurance Co Ltd||Bajaj Allianz General Insurance Co. Ltd|
|18.||Arogya Sanjeevani Policy, Royal Sundaram General Insurance Co. Ltd||Royal Sundaram General Insurance Co. Ltd|
|19.||Arogya Sanjeevani Policy , ICICI Lombard||ICICI Lombard General Insurance Co. Ltd|
|20.||Arogya Sanjeevani Policy, National||National Insurance Co. Ltd|
|21.||Arogya Sanjeevani Policy, Magma HDI||Magma HDI General Insurance Co. Ltd|
|22.||ArogyaSanjeevani Policy,Universal Sompo General Insurance Company||Universal Sompo General Insurance Co. Ltd|
|23.||Arogya Sanjeevani Policy, United India Insurance Company Limited||United India Insurance Co. Ltd|
|24.||Arogya Sanjeevani Policy, HDFC ERGO||HDFC ERGO General Insurance Co.Ltd.|
|25.||Arogya Sanjeevani Policy, HDFC ERGO Health||HDFC ERGO Health Insurance Co. Ltd|
|26.||Arogya Sanjeevani Policy, SBI General Insurance Company Limited||SBI General Insurance Co.Ltd|
|27.||Arogya Sanjeevani Policy,Star Health and Allied Insurance Co Ltd||Star Health and Allied Insurance Co Ltd|
|28.||Arogya Sanjeevani Policy, Oriental||Oriental Insurance Co Ltd|
|29.||Arogya Sanjeevani Policy, Acko General Insurance Ltd||Acko General Insurance Ltd|
It is hereby clarified that the product ‘Arogya Sanjeevani’ offered by the above general and health insurers also covers the hospitalisation treatment costs of COVID – 19.
The general public may avail of this Standard Health Insurance policy by approaching the above Insurance companies.