apollo-munich Health Insurance Agent , Mediclaim Agent

New Delhi, December 7, 2017: In an endeavor to offer a unique winning proposition to its customers, Apollo Munich Health Insurance (AMHI) today introduced a new category ‘WINSURE’ with its revolutionary WIN-WIN HEALTH INSURANCE plan called ‘HEALTH WALLET’ This one-of-a-kind policy is set to redefine the health insurance category by addressing pertinent questions such as value for money, ease and great service. Health Wallet not only addresses the current needs of the customers by paying for their hospitalisation and OPD expenses that are usually not covered by health insurance policies, but also ensures affordability of continuing their policy in later years.

The disruptive and innovative Health Wallet plan comes with a path-breaking ’RESERVE’ benefit. This feature creates a reserve kitty for the customers that can be used for a variety of out-of-pocket expenses such as speech therapy, purchase of medicines, vaccinations, dental expenses, diagnostic tests, spectacles, contact lenses, medical devices like blood pressure and sugar monitors, oxymeters, prosthetics, consultations with medical practitioner, physiotherapist, dietician etc. It further allows the user with the flexibility of paying for ‘non-payable items’ that are generally excluded from any health insurance. As a unique offering, it pays for other medical expenses that are not covered under any other medical insurance such as cosmetic treatment, Alzheimer’s etc. Last but not the least, customers can even use this reserve amount to fund for co-payment and deductible cost.

Speaking on this announcement, Antony Jacob Chief Executive Officer, Apollo Munich Health Insurance said, “With changing lifestyles, healthcare needs of Indians are changing at a rapid pace and with this, we believe it is imperative for the health insurance sector to redefine itself to cater to the evolving needs of customers. With respect to healthcare financing there are three major insights at hand and perhaps also the reason for low health insurance penetration. One – India ranks 183 out of 189 countries on account of out of pocket expenses, which means almost 70% of healthcare expenses incurred is out of pocket. Two – Indian customers are probably most judicious as they always look for great value for money and it has been imbibed in their minds to save money and plan for their future. Three – Post retirement people are worried about funding health insurance premiums. These pertinent concern areas of customers lead us to re-invent the industry .Today we are proud to be the pioneers in leading this change for our sector and introducing a new category WINSURE, along with a revolutionary product – “Health Wallet” which addresses all of the above concerns”

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