Apollo Munich Health Wallet Product Details
| Basic Sum Insured per Insured Person per Policy Year (Rs. in Lakh) |
3, 5, 10, 15, 20, 25 & 50 |
| 1a) Inpatient treatment |
Covered |
| 1b)Pre-hospitalisation |
Covered, upto 60 days |
| 1c) Post-Hospitalization |
Covered, upto 90 Days |
| 1d) Day Care Procedures |
Covered |
| 1e) Domiciliary Treatment |
Covered |
| 1f) Organ Donor |
Covered |
| 1g) Ambulance |
Upto Rs.2,000 per Hospitalisation |
1h) Ayush Treatment
This benefit is not applicable if optional Deductible is chosen |
Covered |
1i) Recovery Benefit
This benefit is not applicable if optional Deductible is chosen |
Rs 10,000 for hospitalisation exceeding consecutive 10 days |
| 1j) Worldwide Emergency Care |
50% of Sum Insured upto a maximum of Rs.20 lacs |
| 2) Restore Benefit |
Equal to 100% of Basic Sum Insured |
| 3) Preventive Health Check-up |
As per grid mentioned in the benefit |
| 4) Multiplier Benefit |
Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%. In case of claim, bonus will be reduced by 50% of the Basic Sum Insured at the time of renewal |
| 5) Reserve Benefit per Insured Person per Policy Year ( Rs) |
5000, 10000, 15000, 20000 & 25000 |
| 6) Deductible (Optional) per Insured Person per Policy Year ( Rs in Lakh) |
2, 3, 5 & *10
*10 deductible available for SI of 20 lacs and above |
7) Optional Rider – Critical Advantage Cover per Insured Person per Policy Year ( USD)
Offered with base policy Sum Insured of Rs. 10 lacs & above |
USD 250,000, USD 500,000 & USD 10,00,000
Offered if base policy Sum Insured is Rs. 10 lacs & above Illness covered under the rider are as following
a. Cancer Treatment:
b. Coronary Artery by-pass surgery:
c. Heart Valve replacement or repair:
d. Neurosurgery:
e. Live-donor organ transplant:
f. Bone Marrow Transplant:
g. Aorta Graft Surgery
h. Pulmonary artery graft surgery |
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