Apollo Munich Health Wallet – Product Features

December 10, 2017 Off By HealthInsuranceIndia

Apollo Munich Health Wallet Product Details

Basic Sum Insured per Insured Person per Policy Year (Rs. in Lakh)	3, 5, 10, 15, 20, 25 & 50
1a) Inpatient treatment	Covered
1b)Pre-hospitalisation	Covered, upto 60 days
1c) Post-Hospitalization	Covered, upto 90 Days
1d) Day Care Procedures	Covered
1e) Domiciliary Treatment	Covered
1f) Organ Donor	Covered
1g) Ambulance	Upto Rs.2,000 per Hospitalisation
1h) Ayush Treatment This benefit is not applicable if optional Deductible is chosen	Covered
1i) Recovery Benefit This benefit is not applicable if optional Deductible is chosen	Rs 10,000 for hospitalisation exceeding consecutive 10 days
1j) Worldwide Emergency Care	50% of Sum Insured upto a maximum of Rs.20 lacs
2) Restore Benefit	Equal to 100% of Basic Sum Insured
3) Preventive Health Check-up	As per grid mentioned in the benefit
4) Multiplier Benefit	Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%. In case of claim, bonus will be reduced by 50% of the Basic Sum Insured at the time of renewal
5) Reserve Benefit per Insured Person per Policy Year ( Rs)	5000, 10000, 15000, 20000 & 25000
6) Deductible (Optional) per Insured Person per Policy Year ( Rs in Lakh)	2, 3, 5 & 10 10 deductible available for SI of 20 lacs and above
7) Optional Rider – Critical Advantage Cover per Insured Person per Policy Year ( USD) Offered with base policy Sum Insured of Rs. 10 lacs & above	USD 250,000, USD 500,000 & USD 10,00,000 Offered if base policy Sum Insured is Rs. 10 lacs & above Illness covered under the rider are as following a. Cancer Treatment: b. Coronary Artery by-pass surgery: c. Heart Valve replacement or repair: d. Neurosurgery: e. Live-donor organ transplant: f. Bone Marrow Transplant: g. Aorta Graft Surgery h. Pulmonary artery graft surgery

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ODAxMTkiLCJjb25uZWN0X2hhc2giOiI0Nzc0MjM2MjZkYjFlOGFlNmVmMmJmMzhjMWI1NjNkMyJ9

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Apollo Munich Health Wallet – Product Features

Apollo Munich Health Wallet Product Details

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Practical

pricing structure

revolutionary

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