Ways-to-avoid-Health-Insurance-Claim-rejection Health Insurance Conditions Why Health Insurance ? 

At the time of renewal , Should we declare Illnesses.?

I was reading an article at Quora where in reply to a question a gentleman suggested that if your company is asking you to declare anything at the time of renewal you can avoid it. I am sure that 99% people dont declare it, as nobody has advice them to do so. I have a very clear advice on this matter. When a company is asking you to declare something in the renewal notice , there must be a reason to it . Due to our lethargy or busy schedule…

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Health Insurance India News 

India become Diabetes Capital of world with 6.5 % People are Diabetic

India is facing significantly higher rates of diabetes and high blood pressure, according to the first nationally representative study of these “major killers” involving more than 1.3 million people. The rates of diabetes and hypertension are high among middle-aged and elderly people across all geographic measures and sociodemographic groups in India, researchers found. The study, led by researchers at Harvard TH Chan School of Public Health, also found unexpectedly high rates of hypertension among young adults. “Understanding how diabetes and hypertension prevalence varies within a country as large as India…

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Medical Inflation Health Insurance India News 

Over 1000% difference in medical test prices across cities: Will govt standardise rates?

The government needs to standardise prices of medical diagnostic tests across cities, says the Economic Survey 2018. . As per the Economic Survey 2017-18 tabled in Parliament, there are wide differences in the average prices of medical diagnostic tests across cities which need to be addressed by standardising rates in order to reduce Out of Pocket expenses (OPE) on health services. An analysis of prices of diagnostic tests across various cities in India done by the survey reveals that there are not only wide differences in average prices of diagnostic…

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health insurance Claim Rejection Health Insurance Conditions Health Insurance India News Why Health Insurance ? 

Can Smoking affects Health Insurance Claim Approval ?

A Surveys says that about one-third of people avoid buying health insurance as they are apprehensive of facing a rejection by insurance firms. Smoking does not necessarily exclude you from buying a health cover. It’s just that insurance companies get a little cautious – and justifiably so. Here, we demystify some of the myths. 1. Smokers can’t buy health insurance Health insurers do cover smokers, given that this segment of the population is fairly large today. In some cases, the premium is higher, but there is no outright rejection of…

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apollo-munich Health Insurance Agent , Mediclaim Agent Health Insurance Company Health Insurance Conditions Health Insurance India News Health Insurance Products 

Apollo Munich Optima Restore Plan

Apollo Munich offer coverage from the age of 5 years onwards with maximum entry age of 65 years. A dependent child can be covered from the 91st day (if either parents are covered under this policy). You and/ or your family members namely spouse, dependent children, dependent parents / parents in law are eligible for buying this cover on floater sum insured basis. Maximum 6 members can be added in a floater policy with a maximum of 2 adults and 5 children in a single policy. Your premium at renewal…

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Best health Insurance Policy Health Insurance Company Health Insurance Conditions Why Health Insurance ? 

How to Choose Best Health Insurance Policy ?

With no shortage of insurers offering it, medical insurance has now become one of the most commonly purchase types of insurance. To cater to diverse needs, health insurance companies in India are offering a bouquet of insurance plans which cater to a set of needs. The internet has been a great contributor in enabling companies to make healthcare plans available online. Customers can not only compare health insurance plans offered by multiple companies, but also purchase the plan online. Unlike earlier times, customers can now purchase the best medical insurance…

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Health Tips 

Benefits of Amla in Various Forms- Indian Super Food No 1

Indian gooseberry, commonly known as amla, is undoubtedly a powerhouse of nutrients. It is an uncommon balance of sweet, sour, pungent and bitter flavours. Amla or Amalaki can be consumed in any form be it juiced, powdered or eaten raw. You can pickle it, make a jam or have candied amla. Being a very rich source of Vitamin C, iron and calcium, amla is a health treasure. It also offers a number of beauty benefits for your hair and skin. “Amla is a very special fruit full of antioxidants that…

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Health Insurance Conditions 

Can a Foreigner or NRI buy Health Insurance in India ?

Is there a requirement that those insured in a health policy should be Indian citizens? My minor daughter was born in the US and she now lives in India. Can we include her in our family floater or will we have to buy her an individual policy? Indian citizenship is not a prerequisite to buy health insurance in India. Foreign citizens can also buy health coverage in India. You can get your daughter covered either within your family floater insurance or buy a separate individual insurance for her. But there…

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Insurance policyholder’s grievance redressal system Health Insurance Company Health Insurance Conditions Health Insurance India News 

Where will you go for Justice , When 16 Out of 17 Insurance Ombudsman Missing

Insurance Policyholder’s Grievance Redressal System Insurance policyholder’s grievance redressal system is in complete mess with 16 out of 17 insurance ombudsman centres in the country currently vacant. Insurance ombudsman is missing in offices across India for one to three years. How many complaints have stacked up across India? New year 2018 will have number of complaints outstanding increasing as posts of Insurance Ombudsman continue to remain vacant. So, it is not surprising that number of cases get delayed at Ombudsman level even as number of complaints keeps increasing. Are consumer…

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