Star Health Red Carpet Senior Citizen Policy – Good to Buy or Not ?

Health Insurance for Senior Citizen

Senior Citizens Red Carpet Health Insurance Policy  For Senior citizens aged between 60 to 75 years.  No pre-insurance medical test required.  Covers pre-existing diseases from the second year onwards.  Medical Consultations as an Out Patient in a Network Hospital.  Higher Sum Insured coverage upto Rs.10 Lakhs.  Guaranteed lifetime renewals. New Features: Two additional Sum Insured Options namely Rs.7.5 lacs and […]

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5 Min Review of Royal Sundaram Life Line Health Insurance Policy


Comments on Key design and service features of Lifeline are as mentioned below: Lifeline offers 3 different plans – Classic, Supreme and Elite. Sum Insured offered under these plans is as mentioned below: Classic – Rs.2lacs, Rs.3lacs, Rs.4lacs ( Low cost , No cap Policy) Supreme – Rs.5lacs, Rs.10lacs, Rs.15lacs, Rs.50lacs ( Nominal Pricing, Great Features) Elite – Rs.25lacs, Rs.30lacs, Rs.50lacs, Rs.100lacs, Rs.150lacs […]

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How to do Health Insurance Portability ?

health insurance_portability

Let us discuss portability with reference to a Health Insurance Company, say Max Bupa. Q1. What is Health Insurance Portability? Portability allows you to switch from one insurer to another without making you lose your waiting period benefits earned by you in your existing policy. The waiting period is generally classified into three types: General waiting period Waiting period for […]

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How to deal with Huge hike in Premium of Senior Citizen Health Insurance ?

We will share our Point of view at the end of this report in Times of India , today. This month, Kolkata-based Mr and Mrs Soubito Banerjee, who are in their 70s, saw their medical insurance premium almost double from Rs 32,000 to Rs 63,000. Chennai-based Annathai Gopalakrishnan (68) will pay Rs 58,000, up from Rs 29,000. In general, a […]

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5 companies in last leg of race for Star Health Insurance

Star health and Allied Insurance

MUMBAI: Five companies including three general insurers, one financial services firm and a global private equity fund have been shortlisted to purchase Star Health and Allied Insurnce,  two people with direct knowledge of the matter said. A deal could value India’s largest standalone health insurer atRs 6,500 crore, they added. Bankers have shortlisted ICICI Lombard, HDFC Ergo, Bajaj Allianz, Hero […]

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200 Non Payable Items/Prescriptions in Health Insurance

Health Insurance Non Payable Items List of Expenses Generally Excluded (‘Non-admissible Expenses’) in Hospitalisation Policy GUIDELINES ON STANDARDISATION IN HEALTH INSURANCE – IRDA CIRCULAR No IRDA/HLT/CIR/036/02/2013 DATED 20.02.2013 No. Items Suggestions 1 Hair Removing Cream Not Payable 2 Baby Charges (unless specified/indicated) Not Payable 3 Baby Food Not Payable 4 Baby Utilites Charges Not Payable 5 Baby Set Not Payable 6 Baby Bottles Not […]

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