Health Insurance for Senior Citizen Health Insurance Company Health Insurance Conditions Health Insurance Products Health Insurance Review 

Star Health Red Carpet Senior Citizen Policy – Good to Buy or Not ?

Senior Citizens Red Carpet Health Insurance Policy  For Senior citizens aged between 60 to 75 years.  No pre-insurance medical test required.  Covers pre-existing diseases from the second year onwards.  Medical Consultations as an Out Patient in a Network Hospital.  Higher Sum Insured coverage upto Rs.10 Lakhs.  Guaranteed lifetime renewals. New Features: Two additional Sum Insured Options namely Rs.7.5 lacs and Rs.10 lacs introduced Cataract limits revised On-line purchases – 5% discount on premium Outpatient consultation in network hospitals Eligibility Any person between 60 and 75 years of age at the…

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Royal-Sundaram-Office-Chandigarh-Mohali-and-Panchkula-1 Health Insurance Conditions Health Insurance Products Health Insurance Review 

5 Min Review of Royal Sundaram Life Line Health Insurance Policy

Comments on Key design and service features of Lifeline are as mentioned below: Lifeline offers 3 different plans – Classic, Supreme and Elite. Sum Insured offered under these plans is as mentioned below: Classic – Rs.2lacs, Rs.3lacs, Rs.4lacs ( Low cost , No cap Policy) Supreme – Rs.5lacs, Rs.10lacs, Rs.15lacs, Rs.50lacs ( Nominal Pricing, Great Features) Elite – Rs.25lacs, Rs.30lacs, Rs.50lacs, Rs.100lacs, Rs.150lacs ( High Cover at low price) My view:- While Classic Plan offers similar benefits like other health insurance plans available in market, Supreme and Elite offer much more comprehensive coverages…

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health insurance_portability Health Insurance Company Health Insurance Conditions Health Insurance Portability Health Insurance Review 

How to do Health Insurance Portability ?

Let us discuss portability with reference to a Health Insurance Company, say Max Bupa. Q1. What is Health Insurance Portability? Portability allows you to switch from one insurer to another without making you lose your waiting period benefits earned by you in your existing policy. The waiting period is generally classified into three types: General waiting period Waiting period for pre-existing diseases Anytime bound exclusion (2 years waiting period for listed conditions) for example, if you own a health insurance (X), which has a waiting period of 4 years (for…

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Health Insurance India News Health Insurance Products Health Insurance Review 

How to deal with Huge hike in Premium of Senior Citizen Health Insurance ?

We will share our Point of view at the end of this report in Times of India , today. This month, Kolkata-based Mr and Mrs Soubito Banerjee, who are in their 70s, saw their medical insurance premium almost double from Rs 32,000 to Rs 63,000. Chennai-based Annathai Gopalakrishnan (68) will pay Rs 58,000, up from Rs 29,000. In general, a health insurance cover of just Rs 5 lakh for a 65-year-old couple now costs Rs 84,000 per annum, as against Rs 54,000 five years ago. Cost standardisation in health insurance…

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Star health and Allied Insurance Health Insurance Company Health Insurance India News 

5 companies in last leg of race for Star Health Insurance

MUMBAI: Five companies including three general insurers, one financial services firm and a global private equity fund have been shortlisted to purchase Star Health and Allied Insurnce,  two people with direct knowledge of the matter said. A deal could value India’s largest standalone health insurer atRs 6,500 crore, they added. Bankers have shortlisted ICICI Lombard, HDFC Ergo, Bajaj Allianz, Hero Fincorp and PE firm Warburg Pincus, said one of them. “There is huge interest for Star Health Insurance’s business.” The sellers have put a floor price of Rs 5,500 crore…

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Health Insurance Non Payable Items Health Insurance Conditions Health Insurance Packages Health Insurance Review 

200 Non Payable Items/Prescriptions in Health Insurance List of Expenses Generally Excluded (‘Non-admissible Expenses’) in Hospitalisation Policy GUIDELINES ON STANDARDISATION IN HEALTH INSURANCE – IRDA CIRCULAR No IRDA/HLT/CIR/036/02/2013 DATED 20.02.2013 No. Items Suggestions 1 Hair Removing Cream Not Payable 2 Baby Charges (unless specified/indicated) Not Payable 3 Baby Food Not Payable 4 Baby Utilites Charges Not Payable 5 Baby Set Not Payable 6 Baby Bottles Not Payable 7 Brush Not Payable 8 Cosy Towel Not Payable 9 Hand Wash Not Payable 10 Moisturiser Paste Brush Not Payable 11 Powder Not Payable 12 Razor Payable 13 Shoe…

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critical-illness-insurance-policy Health Insurance India News Health Insurance Products Health Insurance Review 

Max Bupa Health Assurance – Criticare ( Critical Illness Policy )

Why Critical Illness can devastate your Personal finances ? Acquiring critical illness such as cancer, stroke, kidney failure or lung disease is a life changing event which can disrupt dreams and goals for family and wipe out savings. Prepare for any critical illnesses with Max Bupa, and get the help you need to get back on your feet when your body lets you down. 20 CRITICAL ILLNESSES COVERED Cancer of Specified Severity Open Chest CABG First Heart Attack of Specified Severity Open Heart Replacement or Repair of Heart Valves Stroke…

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Apollo Munich Health Wallet logo Health Insurance India News Health Insurance Products Health Insurance Review 

Why you must buy or not buy Apollo Munich Health Wallet ?

Full Information of Apollo Munich Health Wallet Policy in 2 min: Reserve Benefit – It covers your SURAKSHA, SEHAT, Premium BACHAT ▪Earn 6 % bonus at the time of every renewal ▪Can pay 50 % premium from your reserve amount from 5 renewals. ▪OPD & Non Payable amount can be claim under to reserve Amount ¶ Vaccinations, Dental expense, Spectacles, Prosthetics and etc. Pre & Post Hospitalization – 60 & 90 Days Sum Insured available – 3 / 5 / 10 / 15 /20 / 25 / 50 Lac No…

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Why Health Insurance is very important for everyone even if they are financially strong ? Why Health Insurance ? 

Why Health Insurance is very Important for Everyone, Even if they are financially strong ?

Why Health Insurance is very Important for everyone, Even if They are financially strong ? Answer 😯 💡We are saving money for their Future Goals, and They plan for it with serious attitude. 💡Savings do not happen in a day or in a month, It takes YEARS, We all work hard for it. 💡Life is very UNCERTAIN and DISEASES are a part of that uncertainty. 💡When DISEASE comes it spoils all FUTURE PLANNING because it COSTS HIGH especially Critical Illnesses, 💡 Cancer: 8 Lac and more 💡 Heart Ailments :…

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Max Bupa HeartBeat Plan Health Insurance Products Health Insurance Review 

Best Health Insurance Plan by Max Bupa – (No 2 Year waiting period )

Max Bupa Heartbeat Individual Policy Features Platinum – Rs 15 Lacs, Rs 20 Lacs, 50 Lacs, & Rs.1 Crore, Gold – Rs 5 Lacs, Rs 7.5 Lacs Rs 10 Lacs, Rs 15 Lacs, Rs 20 Lacs & Rs 50 Lacs; Any Age enrollment We cover every member of your family, irrespective of their age. i.e. from a new born child to senior citizens. There is no minimum or maximum age for enrolments. Hospital Accommodation coverGold – Single Private room, Platinum – Upto Sum Insured In-patient Care (Hospitalisation) We cover cost…

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