Genetic diseases, mental illness cannot be excluded from health insurance coverage: IRDAI

The insurance regulator has said genetic disorders, menopause, mental illnesses among several such health issues cannot be excluded from health insurance coverage. As part of an exposure draft on the standardisation of exclusions, Insurance Regulatory and Development Authority of India (IRDAI) said any disease contracted after taking the policy also have to be mandatorily covered. All existing health insurance products […]

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What is not covered in Health Insurance ?

health-insurance-claim-Rejection

Health Insurance Terms and Conditions, What is not covered ? Pre-Existing Diseases: For Individual & Family Floater, benefits will not be available for Pre-existing Diseases until 24 to 48 months have elapsed since inception of the first policy. To Know about Senior Citizen Plans, Click here 30-Days Waiting Period: We will not cover any treatment taken during the first 30 […]

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IRDA Proposing fantastic Changes in Health Insurance , Lets See Impact on COST… in future

In order to make the health insurance cover more customer-centric, a panel constituted by the Insurance Regulatory and Development Authority of India (IRDAI) has proposed several important changes to the existing health insurance exclusion rules. The revisions in the health cover are believed to make the coverage more comprehensive and efficient for the policyholders. The changes are proposed in the […]

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